Privacy Policy
Emerge Home Services, a California Corporation
Doing Business As: Emerge Home Loans, Emerge Real Estate, and Emerge Escrow Services, A Non-Independent Broker Escrow
Effective Date: April 16, 2026
1. Introduction
Emerge Home Services (“Company,” “we,” “us,” or “our”) is committed to protecting your privacy and safeguarding your personal information.
This Privacy Policy explains how we collect, use, share, and protect your information when you interact with our website, services, and communications.
2. Information We Collect
A. Personal Information
We may collect:
Name, email, phone number
Mailing address
Date of birth
Social Security Number (for mortgage/escrow services)
Employment and income information
Financial and credit information
B. Property & Transaction Information
Property addresses
Purchase/sale details
Loan application data
Escrow and closing documentation
C. Automatically Collected Information
When you visit our website:
IP address
Browser type and device information
Pages visited and time spent
Cookies and tracking technologies
3. How We Use Your Information
We use your information to:
Provide mortgage, real estate, and escrow services
Process loan applications and transactions
Communicate with you (calls, texts, emails)
Send updates, marketing, and follow-ups
Improve our services and website performance
Comply with legal and regulatory requirements
4. Sharing of Information
We may share your information with:
A. Service Providers
Lenders and investors
Title and escrow partners
Appraisers and inspectors
Credit reporting agencies
Insurance providers
B. Affiliates
Your information may be shared between:
Emerge Home Loans
Emerge Real Estate
Emerge Escrow Services, A Non-Independent Broker Escrow
This is an affiliated business arrangement. You are not required to use all services.
C. Legal & Compliance
We may disclose information:
To comply with laws or regulations
In response to subpoenas or legal requests
To prevent fraud or unauthorized activity
5. Text, Call, and Email Communications (TCPA / A2P)
By providing your contact information, you consent to receive:
Calls, emails, and text messages
Automated or prerecorded communications where permitted
Message and data rates may apply.
You may opt out at any time by:
Replying “STOP” to text messages
Clicking unsubscribe links in emails
6. Cookies & Tracking Technologies
We use cookies and similar technologies to:
Improve website functionality
Track performance and analytics
Customize user experience
You can control cookies through your browser settings.
7. Data Security
We implement reasonable administrative, technical, and physical safeguards to protect your information.
However, no system is completely secure, and we cannot guarantee absolute security.
8. Your Privacy Rights (California Residents – CCPA/CPRA)
If you are a California resident, you have the right to:
Know what personal information we collect and how it is used
Request access to your personal information
Request deletion of your personal information (subject to legal exceptions)
Correct inaccurate information
Limit use of sensitive personal information
Opt out of sale or sharing of personal data (Note: we do not sell personal information)
To exercise your rights, contact us at the information below.
9. Retention of Information
We retain personal information as long as necessary to:
Fulfill the purposes outlined in this policy
Comply with legal, regulatory, and recordkeeping requirements
10. Third-Party Links
Our website may contain links to third-party websites.
We are not responsible for the privacy practices of those websites.
11. Children’s Privacy
Our services are not intended for individuals under the age of 18.
We do not knowingly collect information from minors.
12. Updates to This Policy
We may update this Privacy Policy at any time.
Changes will be posted on this page with an updated effective date.
13. Contact Information
Emerge Home Services
[Insert Business Address]
Phone: (760) 800-0701
Email: [email protected]